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Illinois licensed State Lic. #3002993691 · Reciprocity nationwide

Hail hit the roof.
We handle the claim.

Hail bruising, granular loss, and cracked shingles are easy to miss from the ground and easy for a carrier to underestimate. We inspect, document, and negotiate your hail damage claim in Illinois so the settlement reflects what the policy actually covers.

No recovery, no fee. Capped at 10% on IL residences. Free claim review. Same day callback. Hablamos español.
Carriers we've negotiated against
Why hail claims get underpaid

Hail damage hides. Underpayment doesn't.

Hail rarely leaves a hole in the roof. It leaves bruises, fractured shingle mats, and granular loss that shorten the roof's life. If the inspection misses it, the estimate never includes it.

Without representation

One quick look. One short estimate.

  • A look from the ladder calls it "wear and tear" and the file closes.
  • Soft metal hits on vents and gutters get noted, but the shingle field is never tested.
  • Siding, screens, window wraps, and AC fins never make it into the estimate.
  • You're offered a small repair on a roof the hail actually took, or nothing at all.
With GRJ in your corner

Every slope tested. Every hit documented.

  • Test squares on every slope, chalked and photographed, the way carriers expect hail to be proven.
  • Collateral damage documented: gutters, downspouts, vents, siding, screens, and AC fins.
  • A line item Xactimate estimate covering roofing, code required items, and matching where the policy supports it.
  • Supplements and re-inspections run through us, not you.
What actually happens after you call us

Damage to settlement. We run every step.

A simple, transparent process designed to keep you informed without burying you in paperwork. You always know what's next.

Step one of four

On site inspection & policy review

We meet you on site, document the loss, and translate your policy into plain English. No cost, no obligation.

Step two of four

Line item Xactimate estimate

Using the same software the carrier uses, we build a complete estimate of what it actually costs to make you whole.

Step three of four

We negotiate with the carrier

Adjuster meetings, supplements, code disputes, re-inspections. All of it runs through us. You're not in the back and forth.

Step four of four

Settlement funds go to you

Carrier issues the check in your name. We're paid a small contingency from the recovery. Never out of pocket.

Honest answers before you sign anything

Hail claim questions, answered straight.

If your question isn't here, call or text 1 (309) 445-7372. We'll answer it before you sign a thing.

How do I know if my roof has hail damage?
Hail bruising is hard to see from the ground. Look for dented gutters, downspouts, or AC fins, and granules collecting at the bottom of downspouts. The reliable answer is an on-roof inspection with test squares, and we do that at no cost as part of a free claim review.
My carrier said it's just wear and tear. Is that final?
Not necessarily. Wear and tear and hail bruising look different up close, and the difference can be documented with photos and test squares. If your loss was called wear and tear without that level of inspection, the file can be revisited.
Is there a deadline to file a hail claim?
Every policy sets its own notice and suit limitation periods, and many carriers expect prompt notice. If your storm was months ago or longer, don't assume it's too late. We read your policy first and tell you where you stand.
What does it cost to hire GRJ for a hail claim?
Nothing up front. We're paid a percentage of what we recover for you, capped at 10% on personal residences in Illinois. No recovery, no fee.
Will you work with my roofer?
Yes. We handle the insurance side: documentation, the estimate, and negotiation with the carrier. Your contractor handles the repair. Illinois keeps those roles separate, and that separation protects you.
Still have a question? Send us a quick message or text 1 (309) 445-7372.
Free claim review · No obligation

Tell us what you need. We'll take it from here.

Call, text, or email anytime. Free claim review. Based in Illinois with license reciprocity available for claims anywhere in the country.

Direct line, call or text first
1 (309) 445-7372
Prefer text? We reply to texts faster than calls.
Email
jacob@grjpublicadjusters.com
Send photos, your declarations page, or whatever you have. We'll take it from there.
Main office line, backup only
(630) 463-2250
Try this only if the direct line above goes to voicemail.